The Beams Team
Navin Surya is Co-Founder and Partner at Beams Fintech Fund, bringing over 26 years of experience in entrepreneurship, fintech innovation, and ecosystem building. A pioneer in India’s digital payments and financial services landscape, he has been at the forefront of shaping the country’s fintech revolution.
As the Founder of ItzCash, Navin played a pivotal role in driving digital payments adoption in India. Under his leadership, ItzCash became one of the country’s leading payments companies before being acquired by Ebix in a $100M transaction. His contributions extend beyond entrepreneurship—he has been instrumental in policy advocacy and industry growth as the former Chairman of the Payments Council of India (PCI) and Fintech Convergence Council (FCC), as well as a founding member of the Global Fintech Fest (GFF).
At Beams, Navin leverages his deep industry insights and extensive eco-system network to mentor founders and drive strategic value creation. His expertise in scaling businesses, navigating regulatory landscapes, and fostering industry collaboration makes him a key pillar in Beams’ mission to back the next wave of fintech leaders.
”Fintech is not just about technology—it’s about solving real-world financial challenges and creating impact at scale. Having spent decades building, scaling, and advocating for the fintech ecosystem, I’ve seen firsthand the power of innovation in transforming financial services. At Beams, we’re not just investing in companies; we’re backing the boldest entrepreneurs who are reimagining the future of finance. It’s an exciting journey, and I’m thrilled to be a part of it."




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Navin Surya is Co-Founder and Partner at Beams Fintech Fund, bringing over 26 years of experience in entrepreneurship, fintech innovation, and ecosystem building. A pioneer in India’s digital payments and financial services landscape, he has been at the forefront of shaping the country’s fintech revolution.
Navin Surya is Co-Founder and Partner at Beams Fintech Fund, bringing over 26 years of experience in entrepreneurship, fintech innovation, and ecosystem building. A pioneer in India’s digital payments and financial services landscape, he has been at the forefront of shaping the country’s fintech revolution.
Sagar Agarvwal is the Co-Founder of Beams Fintech Fund with 15+ years of experience across India, the Middle East, and Africa. He has advised on $500M+ in capital across 36+ investments, focusing on fintech and financial services. Sagar has been part of multiple exits and served on various boards and committees, managing capital for institutional investors.
As the Founder of ItzCash, Navin played a pivotal role in driving digital payments adoption in India. Under his leadership, ItzCash became one of the country’s leading payments companies before being acquired by Ebix in a $100M transaction. His contributions extend beyond entrepreneurship—he has been instrumental in policy advocacy and industry growth as the former Chairman of the Payments Council of India (PCI) and Fintech Convergence Council (FCC), as well as a founding member of the Global Fintech Fest (GFF).
As the Founder of ItzCash, Navin played a pivotal role in driving digital payments adoption in India. Under his leadership, ItzCash became one of the country’s leading payments companies before being acquired by Ebix in a $100M transaction. His contributions extend beyond entrepreneurship—he has been instrumental in policy advocacy and industry growth as the former Chairman of the Payments Council of India (PCI) and Fintech Convergence Council (FCC), as well as a founding member of the Global Fintech Fest (GFF).
Sagar holds a Master’s in Investment Banking from SPJAIN, Singapore, where he earned a Dean’s List distinction. He is a CFA Charterholder and graduated in Commerce & Accounting from NMIMS, securing state ranks and scholarships.
At Beams, Navin leverages his deep industry insights and extensive eco-system network to mentor founders and drive strategic value creation. His expertise in scaling businesses, navigating regulatory landscapes, and fostering industry collaboration makes him a key pillar in Beams’ mission to back the next wave of fintech leaders.
At Beams, Navin leverages his deep industry insights and extensive eco-system network to mentor founders and drive strategic value creation. His expertise in scaling businesses, navigating regulatory landscapes, and fostering industry collaboration makes him a key pillar in Beams’ mission to back the next wave of fintech leaders.
”Fintech is not just about technology—it’s about solving real-world financial challenges and creating impact at scale. Having spent decades building, scaling, and advocating for the fintech ecosystem, I’ve seen firsthand the power of innovation in transforming financial services. At Beams, we’re not just investing in companies; we’re backing the boldest entrepreneurs who are reimagining the future of finance. It’s an exciting journey, and I’m thrilled to be a part of it."
”Fintech is not just about technology—it’s about solving real-world financial challenges and creating impact at scale. Having spent decades building, scaling, and advocating for the fintech ecosystem, I’ve seen firsthand the power of innovation in transforming financial services. At Beams, we’re not just investing in companies; we’re backing the boldest entrepreneurs who are reimagining the future of finance. It’s an exciting journey, and I’m thrilled to be a part of it."